Payday loan are bad because they have very high fees and interest rates. Borrowers can get into a vicious cycle of financial problems. Many payday lenders have predatory practices and people have trouble paying them off, which can lead to a vicious cycle of debt. Before you consider taking out this type or loan, assess the […]
Sharon * feels sick when she sees television commercials for on-demand products. * Name changed for more confidentiality. “They show how easy it is [to access an advance on your wage]: ‘click a button and here is your money’! “It’s your money, you just get it a little earlier!” “”, she says. “But what people […]
The past 18 months have been a financial struggle like no other, and families are finding that typical money-saving tactics used in tough times aren’t enough. Cooking at home, canceling your Netflix subscription, spending your vacation days on the couch – for many people, that kind of move isn’t enough to balance their budget anymore. […]
When COVID-19 hit, many businesses, especially black businesses, suffered or collapsed. One of those black entrepreneurs who suffered was a resident of the Bronx Yosara. She founded a yoga and dance studio, but the business has struggled to stay afloat during the COVID-19 pandemic. Yosara opened the Sweet Water Dance and Yoga studio in the […]
The U.S. Postal Service recently launched a postal banking pilot program that allows customers to cash paychecks and business checks up to $ 500 in four cities: Washington, Baltimore, the Bronx and Falls Church, Va. . This modest pilot project is the foundation for envisioned more extensive postal banking services that could include bill payment […]
People of color are disproportionately underbanked. The reasons are complex, ranging from inaccessible bank branches and onerous bank account requirements, to credit problems, discrimination and mistrust of traditional banks. The result is sobering. Almost half of black households and a third of Latino households are unbanked or underbanked and lack access to affordable basic financial […]
The latest independent global online payday loan research paper examines market investments. It describes how companies deploying these technologies in various industrial sectors aim to explore its potential to become a major business disruptor. The study of payday loans online escapes very useful reviews and strategic assessment, including generic market trends, emerging technologies, industry drivers, […]
Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. Need money to pay for unexpected repairs […]
Even in a bull market, the market lets a few good companies slip through the cracks. While most seasoned investors understand the potential of well-known companies such as Facebook Where You’re here, many less familiar stocks are under the noses of the general public, but the gains they accumulate when the market catches up could […]
The Colorados love their voting metrics. Since the state’s early years, Colorado voters have had a say in matters of politics and spending, able to vote for or against the voting measures. During the first decades, voters could only influence the measures referred, which are sent to the polls by the General Assembly. But at […]